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    <loc>https://eofy.au/</loc>
    <lastmod>2026-10-15</lastmod>
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    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>EOFY | Budgeting, Financing, and Audit Software</image:title>
      <image:caption>Plan client budgets, track financing, and prepare ATO ready audit PDFs in one workspace. Electronic signing, Drive backup, and PIN protected sharing. Free to start.</image:caption>
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  </url>
  <url>
    <loc>https://eofy.au/features</loc>
    <lastmod>2026-10-15</lastmod>
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    <priority>0.9</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Features | EOFY Accounting Software</image:title>
      <image:caption>Budget planner, ATO tax PDF generation, DocuSeal e-signing, Google Drive backup, and PIN-protected document sharing for accounting teams.</image:caption>
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  </url>
  <url>
    <loc>https://eofy.au/pricing</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>weekly</changefreq>
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    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Pricing | EOFY Australia — Free &amp; Pro Plans</image:title>
      <image:caption>Simple pricing for Australian accounting teams. Start free with budget planning and PDF signing. Upgrade to Pro or Team via Polar checkout.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/how-it-works</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>How It Works | EOFY Accounting Workflow</image:title>
      <image:caption>Learn how EOFY takes you from budget planning to ATO tax PDF generation, e-signing, and Google Drive backup in four simple steps.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/about</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>About | EOFY — Accounting Software for Modern Practices</image:title>
      <image:caption>EOFY helps accounting professionals plan budgets, prepare tax PDFs, collect e-signatures, and manage client documents in one secure workspace.</image:caption>
    </image:image>
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  <url>
    <loc>https://eofy.au/contact</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Contact | EOFY — Accounting Software Support</image:title>
      <image:caption>Get in touch with the EOFY Australia team. Send a message, email us, or connect on X and LinkedIn.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/blog</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Blog | EOFY — Accounting Practice Insights</image:title>
      <image:caption>Articles on accounting workflows, ATO PDF preparation, e-signing, and modern practice operations.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/bank-statements</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Bank Statements | EOFY</image:title>
      <image:caption>Upload a bank PDF or start a blank transaction book. Extract debits and credits, edit them in a spreadsheet, and save the statement to your account.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/create-spreadsheet</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Create Spreadsheet | EOFY Bank Statements</image:title>
      <image:caption>Start an empty debit and credit spreadsheet. Add dates with the calendar, enter amounts, import CSV, and save the book to your EOFY account.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/budget-planner</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Budget Planner | EOFY</image:title>
      <image:caption>Spreadsheet budget planner with formulas, fill handle, and Excel import and export. Calculate income, tax, GST, and net income for Australian clients.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/document-library</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Documents | EOFY</image:title>
      <image:caption>Browse saved budgets and tax PDFs, share PIN-protected links, and open documents from your EOFY library.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/payees</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Payees | EOFY</image:title>
      <image:caption>Keep client and supplier payees in one list so bank transactions and documents stay labelled.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/pdf</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>PDF Viewer | EOFY</image:title>
      <image:caption>Open signed PDFs and PIN-shared documents in EOFY without downloading them first.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/storage</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Storage | EOFY</image:title>
      <image:caption>See documents stored in your workspace and back them up to the connected Google Drive account.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/integrations</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Integrations | EOFY</image:title>
      <image:caption>Connect EOFY to Google Drive and other tools so documents and backups stay with your practice.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/integrations/google-drive</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Google Drive | EOFY Integrations</image:title>
      <image:caption>Connect Google Drive so EOFY can back up budgets and PDFs to the signed-in user account.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/login</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Sign in | EOFY</image:title>
      <image:caption>Sign in to EOFY with email, username, or Google. Access your budget planner, documents, and AI assistant.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/signup</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Create account | EOFY</image:title>
      <image:caption>Create your free EOFY account. Plan budgets, generate ATO tax PDFs, collect e-signatures, and manage client documents.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/privacy-policy</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Privacy Policy | EOFY</image:title>
      <image:caption>How EOFY collects, uses, and protects your data when you use our accounting workspace.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/terms-of-service</loc>
    <lastmod>2026-10-15</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
    <image:image>
      <image:loc>https://eofy.au/hero-banner.png</image:loc>
      <image:title>Terms of Service | EOFY</image:title>
      <image:caption>Terms governing your use of EOFY accounting software, documents, and workspace features.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/blog/digitising-client-workflows</loc>
    <lastmod>2026-07-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
      <image:loc>https://images.unsplash.com/photo-1554224155-6726b3ff858f?w=1200&amp;h=630&amp;fit=crop</image:loc>
      <image:title>How Australian practices are digitising client workflows</image:title>
      <image:caption>Why budget planning, ATO PDFs, and e-signing belong in one workspace — not five disconnected tools.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://eofy.au/blog/calmer-client-signatures</loc>
    <lastmod>2026-06-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
      <image:loc>https://images.unsplash.com/photo-1450101499163-c8848c66ca85?w=1200&amp;h=630&amp;fit=crop</image:loc>
      <image:title>A calmer way to collect signatures from clients</image:title>
      <image:caption>Embedded DocuSeal signing keeps clients in your branded experience without email ping-pong.</image:caption>
    </image:image>
  </url>
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